What is Financial Coaching?

Financial coaching is when an individual or couple meet with a financial coach regularly in order to meet their financial goals. Often, the problem with meeting our goals has to do with our habits and behavior that determine where and how we choose to spend, save, and give. We tend to spend money on what satisfies us in the moment rather than pausing before paying to consider if our purchase will push us closer to, or further from our financial goals. With a financial coach on your side, once you have talked through your long-term goals, you'll then discuss what's at the root of your spending habits- the behaviors that drive them, and then make a plan moving forward ensuring that how and what you spend your money on aligns with what actually matters most to you.

Financial Coaching May Include:

• Helping you accurately assess your current financial situation and hearing about your dreams, goals, stressors, and obligations.

• Identifying current obstacles in the way of meeting financial goals and figuring out how those barriers can be overcome.

• If you’re married, discussing with your spouse your shared goals so you can get on the same page. When we work together and the dream is “ours”, progress happens faster!

• Learning the benefits of creating a cashflow plan (aka budget) and the simplicity of using one.

  • SIDE NOTE: “budget” is often a loathed word because it gets the reputation for telling people what they can’t do, but I want to show you the opposite. A healthy budget can actually provide freedom so you can do what you want to do while still making strides toward your long-term goals! It’s really a win-win!

Meet Sarah

In 2024, I received my certificate of completion from Ramsey Solutions in their “Financial Coach Master Training” course after 15 years of following the steps Dave Ramsey lays out in his Financial Peace University course and books. Through my own financial journey and helping friends navigate theirs, I am excited to now help more people find financial freedom!

"Sarah is a very knowledgeable and informative person. Her expertise in finances is amazing and she can explain things in ways that others can understand. Her ultimate goal is to help others learn how to spend money wisely and eliminate debt in a way that is not overwhelming. As bills are paid off, you have this wonderful and refreshing feeling knowing you are setting yourself up for success in the future! I will refer anyone that I know to Sarah for financial coaching!!"

Jen B.

★★★★★